YOUR CREDIT SCORE

A credit score of 680 has been devalued in favor of scores of 720 or more. Scores range from 330 to 830 and the average is 698. A score of 619 is considered subprime and a score of 770 or more is considered top tier. Each lender however has their own "break point" between tiers because the tier system of credit scores can be fickle.