Credit Use

Apart from removing incorrect information from your credit report, you can start repairing or rebuilding your credit simply by improving your credit behavior. Start by making sure you pay your bills on time every month, as this is the single biggest factor in you credit score. Paying off any credit card debts will also help you increase your score. If you dont have funds available to pay your bills, you should talk to credit counselor as you may need to employ more serious optings such as debt settlement or bankruptcy.

www.ehow.com