Sometimes people get in over their heads. They rack up some much debt that they're unable to make consistent interest and principal payments and when you're late or unable to make payments, your credit rating suffers. These 5 tips will help you raise a bad score and win favor .
1.Pay more than minimum
2.Work out plan
3.Switch from Credit to Debit cards
4.Cut up those store cards
5.Add comments to your credit report
Discipline and responsibility can build even the lowliest of scores. Paying more than the minimum,reducing the number of cards in your wallet,negotiating a payment plan and taking advantage of the comments section on your credit report can boost you score and improve your odds of success the next time you need a loan.
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