WHEN NOT TO USE YOUR CREDIT CARD

1) After midnight. 2)When you are near your credit limit 3)For extended warranty at a car dealership 4)To pay off one card with another 6)At a flea market 5)To build credit history 6) When it's all about reward points 7)to charge what you use to pay cash for 8)If you don't have plan for paying it off 8)When the temptation for a big impulse buy strikes.