WHAT IS ON YOUR CREDIT REPORT

Your credit report contains 1)your personal information, i.e., name birth date, address and employer. 2) A brief statement as to a fraud alert or explanation of why a late payment occurred. 3) A 7 year history of accounts detailing installment, real estate, revolving credit, dates accounts were opened, and high balance. 4) Public Record information as to bankruptcy, tax liens and judgements. 5) Inquiries as to a list of companies who have accessed your credit history in the last 2 years. 6) Creditor contact information.