What is a bad credit score?

In financial industry term, "bad credit' means a person is a high credit risk. A credit score of less than 560 is generally considered to be a bad credit score.

How do you fix bad credit?

The law allows people who are unfairly labeled as having bad credit to dispute any of the questionable items in their credit reports with the three credit bureaus, Equifax, Experian and TransUnion. Any negative listing you feel may be inaccurate, untimely, misleading incomplete, ambiguous , unverifiable, biased or unclear ( in other words , "questionable" ) can be disputed.

How Banco Financial Services can help ?

We've helped people obtain removals such as late payments, collections, charge-offs and bankruptcies, and greatly improve their credit. We leverage your consumer rights to engage your individual creditors and the credit bureaus.We work on your behalf to help ensure that your credit reports are fair ,accurate and substantiated.