You Have 30 Or More Official Credit Scores

Most people think they have just one credit score, and that all lenders use this single score to measure your creditworthiness. But not only do you have over 30 credit scores, a quick web search will also reveal seemingly endless ways to obtain them — all offered to you with costs ranging from free to $60.

How do you know which scores matter, when to pay, and when free is fine? Let’s break it down in the first of our two-part article — starting with the paid services.