What is Debt Validation?

Make Debt Collectors Prove You Owe

Debt validation (DV) is a process where a consumer challenges a third party debt collector (i.e., collection agency or attorney) to provide written verification (also called "validation") of a debt. Your opportunity to use DV is limited to the first 30 days after receiving the initial written notice of your right to request validation of the debt being collected.

As described in the excerpt from the Fair Debt Collection Practices Act (FDCPA) below, this "request for validation" effectively stops the collection process until the debt is validated.

Call 1.800.442.1591 - Gaining Financial Stability with Intelligence and Integrity!