WAYS TO BOOST YOUR CREDIT!!!

Pay attention to when balances are paid off

Many people assume that when they pay off their balance on a credit card, that fact shows up right away in their credit score. But most credit card companies report customer balances to the three major credit bureaus at the beginning of each month, and it can take 30 to 60 days for your credit score to reflect that. Use this knowledge before deciding when to apply for a mortgage or personal loan. A higher credit score can help you win better terms on a loan.

Look into credit repair, but carefully

Using the right credit repair expert can help you see improvements in your credit score. There are complex laws involving creditors, credit bureaus, collections companies, judgments, tax debt and more. A seasoned expert can help you navigate this confusing maze, and you may be able to see a boost in your credit score of 10 to 200 points in just months.

The key is to choose a reputable company, and to make sure they review your credit before taking you on. Without a full credit analysis, there is really no way of knowing whether a credit profile can be improved. To allow a prospective client to sign up for credit repair services without a thorough credit analysis would be unethical.