Spring Clean Your Credit

1)Check your Credit Report. Make sure there are no errors. 2)Assess your credit card debt. Plan how to avoid further debt. 3)Improve your interest-rate. Try and negotiate a lower rate or waive annual fee. 4) Prioritize high-interest debt. Pay off highest interest cards first. 5)Pay your bills on time 6) start budgeting and hold yourself accountable for your spending.