CREDIT REPAIR MYTHS

#1. Paying off a past-due account will change your account to a "paid" status and no longer reflect negatively. #2. Negative-listings are required by law to remain on my credit report at least 7 years. Laws sets a maximum number of years to remain on your score, but not a minimum. #3. Bankruptcies,foreclosures and tax liens can never be taken off my report. Wrong. Almost any negative listing can be removed.