SIX BAD CREDIT ITEMS YOU NEED TO AVOID

1) Bankruptcy which typically stays on your report 7 to 10 years. 2) Debt Collections. 3)Foreclosure which limits your ability to take out new lines of credit. 4)Charge-offs or noncollectable accounts. 5) Lawsuits and outcomes stay on your report 7 years. 6) Tax lien which remain on your report 15 years if unpaid; and 10 years if paid.