5 Tips for Opening New Credit Cards

• Try working things out with your current provider first, Negotiate some better terms.
• Think carefully before closing an old card. closing it lowers the total amount available, making it look like the consumer is closer to maxing out.
• Be sepcific about what you want out of a new card. Applying for multiple cards can damage your credit score.
• Before applying check your credit report, so you know what your eligible for.
• Zero percent for twevel months may sound great, but look past the introductory offer to what the terms are after the intial period.