THERE IS NO FAST CREDIT REPAIR

If a low credit score is standing in the way of you achieving your goals and dreams, it is time to start down the path towards credit restoration. The reality is credit restoration is a process and takes time just as accruing poor credit took time. Banco Capital uses multiple strategies to improve your credit rating. Call us today at 1-800-442-1591

WHEN NOT TO SHOP YOUR CREDIT

If you are applying for a mortgage it is natural to apply several places in order to get the best rate.In this instance it does not hurt your credit so long as the checks are all done in a 45 days or less period.However applying for revolving credit or credit cards,the same theory does not apply because you may be approved for multiple cards which you cannot support.

Regain Financial Stability with Banco Capital

Banco Capital will work with you to improve your credit history and get your life back on track. We specialize in rebuilding credit for people with low credit scores due to various glitches such as past due payments, destructive settlements, judgments and foreclosures. We eliminate the old and negative items on your credit report.

A GOOD CREDIT RATING IS FEASIBLE FOR EVERYONE

Bad credit score restoration is one of the most required solutions inside our nation right now. The number of consumers needing help with there credit is absolutely astounding. The reasons why countless people suffer from destroyed credit history is because they haven't had work opportunities.

INCREASE YOUR CREDIBILITY

Maintaining or reconstructing good credit reqires having access to already established lines of credit. Hold onto old accounts as you would to enduring friendships. Call your credit card company of a seasoned account and ask that your limit be raised, but don't access any of the extra added limit.

POOR CREDIT RESTORATION-WILL YOUR REPORT REALLY NEED TO BE LIMITED

Poor credit restorstion is actually a respectable service that is required now more than ever. The number of consumers needing credit help is astounding. It's really the outcome of our own present monetary challenges,its more difficult to acquire cash for a mortgage or even a car,and especially a department store than it's ever been.

TRANSFERRING BALANCES

Do not transfer debts to a lower interest rate card if the balance on the new card ends up being 80% or more of the card limit. Your newly consolidated debt can lower your credit score. It is better to have five cards with with 20% usage than a single card nearly maxed out. Try and keep your balance below the 30% mark.