Thursday, December 9, 2010

DID YOU KNOW???

Under The Fair Credit Reporting Act (FCRA), each of the nationwide consumer reporting companies- Equifax, Experian, and TransUnion are reqired to provide you with a free copy of your credit report at your request, once every 12 months.

ESTABLISH OR REBUILD YOUR CREDIT

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Wednesday, December 8, 2010

What Credit Report Repair Services Can Do For Their Clients

Credit Report Repair Services are skilled at going through all the steps required to ensure that your report is up to date and a true reflection of your repayment history. First these services will request a copy of your credit report. If discrepancies are found, there is a process to have them scrubbed from your report. Allow enough time for the changes to be reflected in your score. Your score will determine whether or not you will qualify for a credit card, mortgage or other loan as well as the terms that you will be offered. Working with a company that provides this service is the best way to make sure that yor credit score is as high as it can possibly be.

Tuesday, December 7, 2010

AN URGENT NEED FOR CREDIT REPAIR

Credit Repair has become a necessity! Before the recession, you could afford to sign to get stains on your credit, lenders did not care. If your credit score was low, your interest rate would be higher. NOT THE END OF THE WORLD! But with the recession, the credit crisis was DRAMATIC as ever!

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Monday, December 6, 2010

HOW'S YOUR CREDIT SCORE?

Poor - 580 and below
Good - 580-699
Excellent - 700 and above

Friday, December 3, 2010

Credit Restoration

The easiest credit card to get is a secured credit card. They are easier to get because money is set aside as collateral to establish a matching credit line. Make a small purchase that can easily be paid off in full on time every month. You can begin building this way.

Thursday, December 2, 2010

Advice on Credit Restoration?

The easiest credit card to get, is a secured credit card. They're easier to get because money's set aside as collateral to establish a matchig credit line. You use $300 as collateral, then your limit would be $300. The more thats used as collateral, the higher the limit. Make small puraches that can easily be paid off in full on time every month. This way, positive credit can start building.