Wednesday, December 29, 2010

WHAT YOU NEED TO KNOW ABOUT CREDIT

If your credit problems are induced by debt, restoring your credit rating can be difficult. Much of your credit score is based on how much unused credit you have uncommitted. Example, if your credit card has a $2000 limit, it will improve your credit score if there is a balance of $20, leaving usable credit of $1,980. If you have a balance of $1900 with a usable balance of $100, it will lower your score.

Tuesday, December 28, 2010

CREDIT CAN BE RUINED WHEN JOB IS LOST

If you are coming out of a tight financial situation, credit restoration is essential. If you can restore credit the way it was , than you can see the light at the end of the tunnel for your financial woes. Credit Restoration is the answer if you have been through a tough financial storm.

Monday, December 27, 2010

FULL CREDIT REPAIR SERVICE

Cleanse your credit report with BANCO Capital Corp in Southfield, Ferndale, or Flint, MI. Our goal is to be much more affordable than the industry standard and offer same if not better service. We help you by removing negative, misleading, inaccurate, unverifiable and outdated info from your report.

Wednesday, December 22, 2010

Credit Restoration-Is It Possible To Do It Yourslef?

Credit restoraton is a well-planned out strategy to fix an individual's credit. First thoroughly check your credit history with all three major credit bureaus. Look for specifty vital information like past dues, over limit expenses, and incorrect information on your account. After pooling all inaccurate information, you can start filling/sending dispute lettes. It is your right to question any entry you deem false or invalid on your credit report. Next, clear your unsettled balances. Work with a debt collector and seek suggestions on the most efficient method of handling payments.

Tuesday, December 21, 2010

AVOID CREDIT CARD FRAUD

Use CC's on secured websites online; do not let your CC's out of your sight; Only carry cards you plan to use; keep pin number and card separately; set an alert system; review your statement regularly and change your password regularly.

Monday, December 20, 2010

YOUR CREDIT SCORE

Your credit score acts as your economic identity. It is a measure of your credibility to lenders. If you have an undesirable payment history, you will have an unhealthy score. If you have a negative credit score and need some help to improve your score, give Banco Capital a call at 248-286-5100

Friday, December 17, 2010

CREDIT REPORTS CONTAIN ERRORS

Three-quarters of all credit reports contain errors. Many of them cause financial disruption. Errors in more than half contain errors serious enough to cause consumers to pay higher interest rates or a loan to be denied. Three major credit bureaus each report more than 2 million Americans. Half of that is 3 million. That's a lot errors.

Monday, December 13, 2010

IS CREDIT REPAIR FOR YOU?

Credit repair can change things sooner than you think if done by a professional. Contact credit repair at least 6 months before shopping for new loans or a mortgage. Working with a credit restoration company makes sure your credit score is as high as it can possibly be.

Friday, December 10, 2010

CREDIT CRUNCH

The severity of the credit crisis has surprised many. The first half of 2006 money flowed freely. You could get a home with a score in the 500 range and interest rate as low as 1% in an adjustable mortgage. Now for millions credit is unavailable without a lack of credit commitment and smart credit repair.

Thursday, December 9, 2010

DID YOU KNOW???

Under The Fair Credit Reporting Act (FCRA), each of the nationwide consumer reporting companies- Equifax, Experian, and TransUnion are reqired to provide you with a free copy of your credit report at your request, once every 12 months.

ESTABLISH OR REBUILD YOUR CREDIT

ESTABLISH or REBUILD your credit with Orchard Bank MasterCard. Even a BANKRUPTCY is okay. Pre-Qualify in just 30 seconds!

www.landing.orchardbank.com

Wednesday, December 8, 2010

What Credit Report Repair Services Can Do For Their Clients

Credit Report Repair Services are skilled at going through all the steps required to ensure that your report is up to date and a true reflection of your repayment history. First these services will request a copy of your credit report. If discrepancies are found, there is a process to have them scrubbed from your report. Allow enough time for the changes to be reflected in your score. Your score will determine whether or not you will qualify for a credit card, mortgage or other loan as well as the terms that you will be offered. Working with a company that provides this service is the best way to make sure that yor credit score is as high as it can possibly be.

Tuesday, December 7, 2010

AN URGENT NEED FOR CREDIT REPAIR

Credit Repair has become a necessity! Before the recession, you could afford to sign to get stains on your credit, lenders did not care. If your credit score was low, your interest rate would be higher. NOT THE END OF THE WORLD! But with the recession, the credit crisis was DRAMATIC as ever!

We can remove negative items on your credit report! Check out our website @ www.bancoservices.com

18004421591
12482865100

NEW PRICING $250.00 to start and $100.00 monthly!

Monday, December 6, 2010

HOW'S YOUR CREDIT SCORE?

Poor - 580 and below
Good - 580-699
Excellent - 700 and above

Friday, December 3, 2010

Credit Restoration

The easiest credit card to get is a secured credit card. They are easier to get because money is set aside as collateral to establish a matching credit line. Make a small purchase that can easily be paid off in full on time every month. You can begin building this way.

Thursday, December 2, 2010

Advice on Credit Restoration?

The easiest credit card to get, is a secured credit card. They're easier to get because money's set aside as collateral to establish a matchig credit line. You use $300 as collateral, then your limit would be $300. The more thats used as collateral, the higher the limit. Make small puraches that can easily be paid off in full on time every month. This way, positive credit can start building.